Pyramid selling "beauty loan" trap: customers are brainwashed for 15 days

The 2017-11-10 09:45

Source: chengdu shangbao (chengdu)
Pie? Five people can enjoy free plastic surgery
A trap! The confusion owes nearly 30,000 yuan
Bold! "Work record" says to "brainwash" customers
"A beauty clinic in chengdu is doing an activity that allows you to get free plastic surgery when you introduce five people to a beauty program." Couldn't resist the temptation of roommate, deyang a university freshman girls recently traveled to xiaowen, called "chengdu east beauty medical cosmetic surgery clinic co., LTD." (hereinafter referred to as the east beauty plastic) institutions cosmetic, disposable injected three hyaluronic acid, the thin face needle 1. Say good free cosmetology, chat after a short time, wading into the world not deep she is the loan of the loan 20,000 yuan. Chengdu business newspaper undercover investigation learned, this kind of the marketing model with headband head, be called "initiative" by dong mei plastic surgery, already started in May this year. At least 500 people are now involved, both as references and as references. A number of economists say the marketing has been linked to the sale of illegal businesses and a hidden danger to society. Chengdu high-tech zone of health and family planning in 9, law enforcement and supervision division chief, said "the first thing to please the public security department whether the nature is the pyramid scheme to verify that the once identify defined as pyramid selling, will be in accordance with the laws and regulations shall be punished accordingly."
Pyramid selling "beauty loan" trap: customers are brainwashed for 15 days
Consumers fall
Light letter "introducing 5 people free of charge"
Female freshmen owe 29,000 net
The 18-year-old, a chengdu native, is a freshman at a private university in the city of mianzhu in deyang. On October 21, roommate lili told xiaowen said that chengdu is a beauty clinic doing activities, participants simply introduce five people after surgery in the outpatient service do hairdressing item, you can free to plastic. Before taking xiaowen, lili had undergone microplastic surgery and assured her that she had plastic surgery. She also asked her to help with the task of introducing 5 people as a friend.
I'm sorry to say no to my friend. I agree to go and have a look first. At 15pm on the same day, xiao wen arrived at chengdu east beauty plastic surgery under lili's guidance. Xiao wen said that there was not much room in the clinic, and there were not many doctors, but there were a lot of non-doctors and long queues of people waiting. It wasn't until 8pm that xiao wen, a doctor who gave his surname as liu, received her. In communication with the doctor, xiao wen was once again told that five people could be given a free injection of hyaluronic acid, which can be used for plastic surgery.
Under the persuasion of Dr. Liu and his roommate, lili, xiao wen agreed to inject three hyaluronic acid, micro-plastic surgery on his chin and nose, and the injection of a single lanky needle.
Form title: calf stage
This is the guarantee
According to the standards of the plastic surgery agency, the consumption amount of the small text micro-plastic surgery project totaled 23,200 yuan. "Dr. Liu said that before undergoing plastic surgery, the information should be registered so that the hospital can guarantee that I will help them publicize the plastic surgery." Xiao wen told xiao wen to scan a qr code with his mobile phone, and asked xiao wen to give her his mobile phone, bank card and id card to her, and the staff would handle the paperwork for xiao wen.
Xiaowen told chengdu commercial daily reporter, the staff then took out a registration form, "the title of the table is' Dallas' installment, the staff said, this is a letter of guarantee, fill out the purpose is to prevent after I am free for plastic is not recommended for them in accordance with the contract customers." Xiaowen said, the staff did not inform her in advance, work, income column in the table to fabricate the information, and fill in the column of return information under: didn't want the family to know, please ask to sign for the express way, "he fill out before he gave me to read."
"The loan required two contacts, and I filled in my dad and my roommate lily." Xiao wen, the staff entrusted her, a meeting will be called back, let her say on the list, don't be nervous, don't be wrong.
Then lili got the call, and she answered on the list. Mr. Lei, the father of xiao wen, received a phone call, saying that the Courier needed to know the identity information of the text. Mr. Lei was suspicious, so he didn't tell the other person, and then called xiao wen. He was asked to press a hands-free phone call from his father and then, according to the staff's suggestion, muddle his father by buying a Courier's lie. "I asked him why he couldn't let the family know that he said little things, but that he was afraid to worry the family." Xiaowen said.
Never in touch with the installment loan, xiaowen didn't realize he was already "lending". Ten minutes later, after the staff replaced the information of the small document, the doctor took out a few sheets and urged xiao wen to sign immediately. After signing the agreement, doctor gave xiao wen an injection of hyaluronic acid and thin face needle.
Recommend 5 equivalent consumer customers
The total amount of consumption can be made up
On July 7, xiao wen showed a "agreement" to the chengdu business daily. Chengdu business daily reporter found that the agreement, called "medical cosmetic surgery and cosmetic procedure, dm-001", is both like a DM list and a contract.
Referred to in clause, and in the chengdu east beauty ora medical cosmetic surgery clinic co., LTD. "paid consumer plastic project, recommend five customers do cosmetic items within a year, if less than your consumption amount, according to five customers consume 20% of the total amount of the commission; If the five customers who are recommended are the equivalent of their consumption amount, the total consumption amount will be made up. The contract shall be valid within one year from the signing of the contract and the contract shall not be completed within the term. The customer shall bear the later expenses. The client may terminate the terms of the recommendation of the customer at any time, but the terms and conditions of the paid service shall not be terminated. Once consumption is carried out, the hospital shall not refund the price of the consumption.
On the second page of the contract, there is a paragraph saying, "I have read the above contents in detail and I see the contract clearly. I agree to the above terms." According to the staff prompt, the text copied and signed by hand print.
A column of paid consumption includes: imported hyaluronic acid 3ml+ thin face needle single time. The consumption amount is 23,200 yuan, and the consumption mode is "installment loan (calf, monthly profit 1.1%)". The seal of the hospital is not "chengdu dongmei orak medical cosmetology department co., LTD", but "chengdu dongmei medical cosmetic surgery department co., LTD".
"Dr. Liu said that the injection was' belastan 'hyaluronic acid and the' conforte 'needle. Because of the discomfort, xiao wen went to the hospital with his family to seek medical treatment, but doctors could not give a treatment because he didn't know what the text was. Xiao wen said that after the plastic surgery, she went back home to show her the deal she had signed, only to find that she had signed the beauty loan with the beauty salon.
Mr. Lei was so angry that he and his daughter began to collect their rights through various channels. "The installment loan of small text is 24 period, total need is also 29000 yuan." "Said xiaowen's cousin ma.
Journalists and secretly
Staff:
At least 500 people have had plastic surgery through free activities
On November 8th, chengdu shangbao reporters followed xiao wen to dongmei plastic surgery in zhonghang international plaza in wuhou district. A consultant named nie qi received a reporter.
"This free program is the first in our hospital. A male worker and a staff member who identified himself as doctor liu yaoyao told chengdu business daily that since the implementation of the model, the store's business has been "hard to imagine". Another self-proclaimed ShuNiNa consultants told reporters, free activities began back in May this year, at least 500 people with free activities done plastic surgery, they both references, and references.
It takes two to get rid of the charge
NieQi according to chengdu commercial daily reporter face is small, but relatively flat, solid enough, the characteristics of the masseter is stiff, recommend a set of procedures: chin to play two hyaluronic acid, 4800 yuan of /, brand for YiLiWei; Thin face needle, the brand is guaranteed, 4,800 yuan/branch; The apple muscle hyaluronic acid has two branches, 2800 yuan/branch, and the brand is yi wan, which is about 20,000 yuan.
According to nie qi, there are two kinds of preferential activities for dongmei plastic surgery. The first kind, the face project that does all of the above introduction, cost oneself, is 9800 yuan; Second, free activities, namely, in accordance with the original price of 20000 yuan, all projects done, but should be within a year recommended two each for a $9800 project, can be exempted from their own costs.
Xiao wen spent 23,000 yuan and recommended 5 guests with equivalent consumption quota. Why did the reporter spend 20,000 yuan only to recommend 2 people? "Because you are recommended by an old customer, you can only enjoy this range." NieQi said. Zhu yaoyao explained to xiaowen in WeChat, if the client of xiao wen's recommendation is to make 9800 yuan full face, actually pull 3 people to complete the task; If a free event is recommended, it will require five equal consumption; Chengdu shangbao reporters chose the 20,000 yuan free event project, two 9800 yuan full face to build the project, with the reporter consumption amount equal. "If she does it for free, she can return 20 percent, and if she does 9,800 yuan, she can return you 9,800 yuan." Zhu yao yao explained to xiao wen in WeChat.
"You don't have to worry, we're doing it for free to promote publicity and not to hit our own brand." "Said shannina.
Also teach you how to make friends circle propaganda
In order to better promote the promotion, Ms. Shannina said, Ms. Dongmei also provided training on how to make friends. "For example, some customers may not like to send their photos to their friends, but the way we do it is to send them to other customers and other clients send you." If the client has already completed the task recommendation and continues to recommend the customer, she says, the recommendation is that you can get a 5% commission.
NieQi is introduced, in order to enjoy the free discount activity, customers can apply for installment loans, introduced each, offset by the corresponding amount: $20000 project to do, for example, if a year reporter introduced one of 9800 yuan, half percentage deduction fee, the other half also; If one doesn't cover it, the cost is all on its own. Staging procedure is very simple, NieQi introduction, reporter project cost is 20000 yuan, can apply for installment loans, the interest of 10000 yuan to 75 yuan a month, id card, phone number and bank card number, to disclose the information, don't even need to sign a word, within a few minutes to the account.
"If a platform doesn't pass, we would recommend other platforms, but we generally recommend it, because the platform has the lowest interest rate ($100.75 yuan per month)." The loan interest is low, but lenders only work with hospitals and don't work with individuals, which can only go to a hospital account and not to a personal account, he said. "If the application is unsuccessful, we will recommend other platforms, such as the calf stage, but other platforms have higher interest rates." NieQi said.
Work record
"Surgical guests brainwash 15 days"
During the interview, in a consulting room, the reporter accidentally found a work record of a staff member, and the reporter captured 20 pages of contents.
In the book, the first step is to attract the customer: to meet the customer, to chat before the price, and to use the rhetorical style. "Free to promote publicity, we are a global chain of hospitals, chengdu is only open after the year, free is the best." The diary records it.
The diary also details the time table for persuading a guest: when the consultation takes 15 minutes and 37 seconds, the client will be told to recommend five, and the client will not have any questions. At 18 minutes and 05 seconds, the client was confirmed to be more than 20,000 and five recommended customers. 20 minutes and 02 seconds to inform the customer, the installment cannot be revoked; 23 minutes 18 minutes to tell the customer, the installment is the loan, complete the recommendation task at any time, withdraw the installment at any time... In this case, the whole consultation took 26 minutes and 57 seconds, in which the stages, repayment and the way of calculating the tasks were exactly the same as those obtained by the reporter.
The work diary also records the characteristics of each installment loan, such as "happy staging" without service password. On another page, specify the process of returning to an old customer. "(microplastic) brainwash seven days," she wrote. "the guest has to brainwash 15 days."
The diary also records work. Only the three pages of the reporter's photos mentioned the names of 30 people, and they recommend each other, the highest consumption is 53,600 yuan, the lowest of which is 12000 yuan.
parlance
Economists: the essence is that pyramid schemes are difficult to define
Chengdu commercial daily reporter from national enterprise information query website and social undertakings in the zone bureau learned that east beauty plastic register called chengdu east beauty medical cosmetic surgery clinic co., LTD., whose nature to for-profit medical institutions, medical plastic qualification.
Liu rui, a professor at renmin university of China's school of economics, said that the cosmetic and cosmetic agency has used its customers to develop a line to attract customers. "Customer introduces customers, not only free of charge, but also a commission, essentially a pyramid selling, but it is difficult to define." According to liu, it is different from traditional pyramid selling. First, it sells not a commodity, but a service; Second, it could be a formal institution that USES MLM to develop offline. General sales can not find the superior, but this is a plastic body, may have relevant management and medical qualifications. "If it's three, then it's easy to define it as a pyramid scheme, but if it's a formal institution, it could be a 'edge'."
'from a consumer's perspective, first, it seems that the front customer didn't pay, but in fact, the next five people paid for the first one,' Mr. Liu said. Second, customers need to borrow money to pay for beauty. "This is equivalent to the customer being stripped of two layers of skin, not only for the beauty salon, but also for the interest, and the network loan agency also made money." Liu speculates that the beauty agency calculates the cost, and the five people pay enough to pay for the first free of charge customer, regardless of how the beauty parlor can make money. In addition, the network loan institution only applies to the merchant not to the individual, in the whole consumption process by the businessman to lead the loan, the consumer lacks sufficient autonomy, existence is coerced and inducted possibility."
Liu said that the loans and pyramid selling model bring great social risks to the society, and even formal institutions are suspected of illegal operation.
The free activity of the cosmetic surgery agency is essentially a disguised form of transmission and development of customers in a snowball way, according to han wen, a professor at wuhan university's school of economics and management.
Roll "first-class level, appears in front of consumers didn't pay, but in fact are the five people pay for the first one, when this pyramid schemes combined with loans, whose nature is more bad." South Korea says the pyramid scheme poses a serious potential problem, once it appears